The phrase that people use when saying a ridiculously embarrassing story about something that happened to to them. To save themselves from total humiliation they say "it happened to a friend of mine".
George: God, I am so embarrassed, I can't believe Stacy found out I was cheating with her.
Bill: Don't worry, at least you didn't cheat on her with what you thought was her sister but turned out to be her fat brother.
Bill: It happened to a friend of mine...
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